Friday 1 March 2013

Mobile payment options

Mobile payment options
The act through mobile devices is a trade that is increasingly emerging. Sure wish merchants also earn money, but how do the payments on mobile devices? 

Mobile payment  
A payment made using a wireless device such as a smartphone or tablet is also known as mobile payment or m-payment mentioned. Mobile payments are needed in mobile commerce payments to finish on a mobile device. Roughly translated, this means mobile payment. There are four ways according to Deloitte your wireless device with a mobile payment can perform. It is still a distinction between payments where you are in the vicinity of the 'recipient' should be and payments which you are not in the vicinity of the receiver, for example at home, have to be. 

First form: SMS or Internet  
The first form of mobile payments, according to Deloitte paying using a text message or by using a wireless device you for some time on a webpage to proceed. These costs are ultimately reflected in the account of the telephone, directly to the bank account, credit card or via a digital bank account as possible with a PayPal account. This method shows include back at shows like 'So you think you can dance'. So you think you can dance is a dance competition and reality show that is broadcast on television. In these and similar game shows can get through an SMS to your favorite tune. In this form of mobile payments, you do not in the vicinity of the receiver to be. 

Second form: Application 
 The second form of a mobile payment, according to Deloitte paying by means of an application. This method allowed the money directly from their account debit, you send a 'credit' that you have previously purchased or send you the money from your bank account to another bank account. This money will be settled by directly from your bank account, your virtual bank account to write off or using your credit card to write. A well-known example of this method is PayPal. iDeal end of 2011 was introduced by ING for the mobile. In the summer of 2012, Rabobank and ABN Amro also a mobile page for iDeal set. In this form of mobile payments, you do not in the vicinity of the receiver are 

Third form: non-contact  
The third form of mobile payments, according to Deloitte contactless payment. This means that there is no physical contact is required to make a payment to be made. With this method you work with techniques such as Near Field Communication (NFC), RFID technology or payments with a numeric code. This money will be deducted from your bank account, credit card or prepaid account. A prepaid account is an account where you advance a certain sum of money to have put. Near Field Communication chips in phones are increasingly being built and here to link your account, you can make payments. A good example is MasterCard PayPass. In this form of mobile payment you in the vicinity of the receiver.

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